Abstract: This article reviews the use of explainable AI systems in enhancing credit scoring and loan risk assessment in online banking. We implemented four machine learning models—XGBoost, Random ...

Abstract: Land surface temperature (LST) products require rigorous validation before widespread application, and the spatial representativeness of ground validation sites plays a critical role in ...

The act is a bipartisan effort to restore competition and transparency to a credit card system dominated by a Visa–Mastercard duopoly that has become a major driver of higher costs for small ...

Cybersecurity researchers have discovered a JScript-based command-and-control (C2) framework called PeckBirdy that has been put to use by China-aligned APT actors since 2023 to target multiple ...

Last week, Bilt announced three new credit cards — the no-annual-fee Bilt Blue Card, the $95-annual-fee Bilt Obsidian Card and the $495-annual-fee Bilt Palladium Card — with new rewards, new perks and ...

Bilt Rewards launched in 2021 as a company offering loyalty points on rent payments, and to this day, it provides the only way in the US to earn points on what is, for many people, the largest payment ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debit and credit cards may look the same at checkout, both ...

— “Infinite” by Hoàng Nhuận Cầm (1952-2021). As if Vietnam still needed more legal frameworks, the Ministry of Public Security (MPS) announced a draft proposal to rate “digital citizens” last December ...

President Donald Trump called for credit card companies to cap interest rates at 10%, roughly half the industry average, effective Jan. 20. That date arrived, and credit card rates have hardly budged.