Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Some people won't mind if you keep your screen visible, but that doesn't mean you should let yourself be distracted. Jason Chun is a CNET writer covering a range of topics in tech, home, wellness, ...