Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

Catey Hill is the managing editor for MarketWatch Picks. Catey is the author of two personal finance books, “Shoo, Jimmy Choo!” and “The 30-Minute Money Plan for Moms.” She previously held positions ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

In the housing market, homeowners insurance has become the embodiment of the effects of climate change. Over the past several years, more frequent and more expensive severe weather events have ...

Homeowners insurance and earthquake coverage: Which states offer protection? Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...